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First Time Homebuyers: Washington D.C., NW Washington DC, and Chevy Chase, DC Washington D.C. home buying, real estate listings, and homes for sale in District of Columbia County, DC

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Buying your first home? REALTORS® are your professional guides. Make sure you choose a top expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Washington D.C., NW Washington DC, and Chevy Chase, DC real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are absolutely no dumb questions.

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help. There's no obligation, and we promise to get back to you quickly...

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	Which metropolitan area in America currently offers the most affordable market in which to buy new homes?
A	The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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Linda Made Our Home So Attractive
"Linda made our home so attractive to sell, it was hard to move!"
A.S., Washington, DC
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Linda Low, REALTOR®, real estate agent and broker for Washington D.C., NW Washington DC, and Chevy Chase, DC Washington D.C. home listings, property and land for sale - NUMBER1EXPERT(tm)

The Linda Low Team
Long & Foster Real Estate, Inc.
Direct: (202) 232-4733
Fax: (202) 332-3072
Branch Office: (202) 363-1800
Email: linda@lindalowrealtor.com
Linda is one of the premier real estate agents in the Washington, DC area, and her team has been ranked consistently high in the area in residential sales. She and her husband and partner, Rob, have lived in the District for 40 years and know the DC and nearby Virginia and Maryland markets cold. Her love of houses, previous career as an historic preservation consultant, and her 26+ years of dramatic success in real estate sales allows her clients to benefit from her unsurpassed expertise and service. The Linda Low Team produces stellar results. They will maximize the sales price of the house you're selling and/or help you buy your ideal home. Linda's satisfied clients return to her again and again and are her primary source of business. If you're looking for a true DC Metro real estate expert with a great supporting team, you've found her!

www.lindalowrealtor.com is brought to you by Linda Low
NUMBER1EXPERT™ in real estate for Washington D.C., NW Washington DC, and Chevy Chase, DC, Washington D.C.

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