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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What home product makes lawn mowing easier than ever?
A	The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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Linda Low, REALTORŽ, real estate agent and broker for Washington D.C., NW Washington DC, and Chevy Chase, DC Washington D.C. home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Low
Long & Foster Real Estate, Inc.
Phone: (202) 232-4733
Fax: (202) 332-3072
Branch Office: (202) 363-1800
Email: linda@lindalowrealtor.com
Linda is one of the premier real estate agents in the Washington, DC area. She has been ranked consistently in the top twenty for the area in residential sales. She has lived in the District for 30 years and knows the DC and nearby Virginia and Maryland markets cold. Her love of houses, previous career as an historic preservation consultant, and her 20 years of dramatic success in real estate sales allows her clients to benefit from her unsurpassed expertise and service. Linda and her team produce stellar results. They will maximize the sales price of the house you're selling and/or help you buy your ideal home. Linda's satisfied clients return to her again and again and are her primary source of business. If you're looking for a true DC Metro real estate expert with a great supporting team, you've found them!

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